Valid from March 2023

1.1 This disclaimer governs your use of the Joi Virtual LTD website (the "Website"). By accessing and using the Website, you accept and agree to comply with this disclaimer in full. If you disagree with any part of this disclaimer, do not use the Website.

No Legal Advice
2.1 The information provided on the Website is for general informational purposes only and should not be considered as legal, financial, or professional advice. We do not provide any professional advice on the Website, and you should not rely on the information provided as a substitute for professional advice.
2.2 You should consult with a qualified professional before making any decisions or taking any actions based on the information provided on the Website. Your use of any information or materials on the Website is entirely at your own risk.

No Warranties
3.1 While we strive to ensure that the information on the Website is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose.
3.2 We do not warrant that the Website will be uninterrupted, free of errors, or that defects will be corrected. Any reliance you place on the information provided on the Website is strictly at your own risk.

Limitation of Liability
4.1 In no event shall Joi Virtual LTD or its owners, directors, employees, or affiliates be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of the Website.
4.2 We shall not be liable for any loss or damage that may arise from the use of the Website or any information, products, services, or related graphics contained on the Website.
4.3 Every effort is made to keep the Website up and running smoothly. However, we take no responsibility for, and will not be liable for, the Website being temporarily unavailable due to technical issues beyond our control.

External Links
5.1 The Website may contain links to external websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
5.2 We are not responsible for the content or reliability of any other websites to which we provide a link and do not guarantee, approve, or endorse the information, products, or services available on any linked website.

Intellectual Property
6.1 The content and materials on the Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, are owned or licensed by us and are protected by intellectual property laws.
6.2 You may not reproduce, distribute, modify, display, perform, or use any part of the Website's content and materials without our prior written consent.

Changes to the Disclaimer
7.1 We reserve the right to modify or amend this disclaimer at any time without prior notice. The revised disclaimer will apply to the use of the Website from the date of publication on the Website. Please check this page regularly to ensure you are familiar with the current version.