disclaimer

April 30, 2025

1. Introduction
This Disclaimer governs your use of the Joi Virtual LTD website (the "Website"). By accessing and using this Website, you agree to accept this Disclaimer in full. If you do not agree with any part of this Disclaimer, you must not use the Website.

2. No Professional Advice
2.1 All content provided on or through the Website is for general informational and educational purposes only. It does not constitute legal, financial, medical, business, or professional advice.
2.2 While we offer business-related content, tools, and support, none of the content should be interpreted as a guarantee of results. You are responsible for your own decisions, actions, and results, and should consult with a qualified professional before making decisions based on information found on this Website.

3. No Warranties
3.1 Joi Virtual LTD makes no warranties or representations about the accuracy, completeness, reliability, or suitability of any content, services, tools, or graphics on the Website.
3.2 While we strive to maintain the Website and its content, we do not guarantee that access will be uninterrupted or error-free, or that any defects will be corrected.

4. Limitation of Liability
4.1 To the fullest extent permitted by law, Joi Virtual LTD, its directors, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage of any kind arising out of or in connection with your use of the Website, services, or digital content.
4.2 We are not liable for loss of income, profits, data, business, or goodwill resulting from your use of any content, downloads, tools, or linked third-party sites.

5. External Links and Third Parties
5.1 This Website may contain links to third-party websites, tools, or resources. We do not own or control these sites and are not responsible for their availability, content, services, or any loss or damage arising from their use.
5.2 The inclusion of any external links does not imply endorsement or approval by Joi Virtual LTD.

6. Testimonials and Results Disclaimer
6.1 Testimonials shared on this Website are individual experiences and may not reflect typical results. Results vary significantly depending on individual circumstances, effort, and commitment.
6.2 We do not guarantee any specific outcomes from using our services, templates, resources, or digital content.

7. Intellectual Property
7.1 All content on this Website (including text, images, branding, downloads, templates, videos, and code) is the property of Joi Virtual LTD or its licensors and is protected by intellectual property laws.
7.2 You may not copy, distribute, reproduce, or exploit any Website content for commercial purposes without express written permission from Joi Virtual LTD.

8. Community and User Conduct
8.1 Any access to community platforms (e.g., WhatsApp, Nas.io, Kajabi, or others) provided by Joi Virtual LTD is subject to community guidelines. You may not post or share offensive, illegal, or harmful content.
8.2 We are not responsible for user-generated content shared within our community spaces.

9. Affiliates and Paid Promotions
9.1 We may participate in affiliate marketing programs. This means we may earn a commission if you click on or purchase via affiliate links on this Website. All affiliate links will be disclosed clearly.

10. Changes to This Disclaimer
10.1 We may update or amend this Disclaimer at any time without notice. Continued use of the Website constitutes your acceptance of the updated version.

11. Contact Us
If you have any questions regarding this Disclaimer, please contact us at:
Joi Virtual LTD
128 City Road
London
EC1V 2NX
United Kingdom
info@kimberleyzagva.com